How to Play Mini Baccarat: Rules, Odds & Strategy

Mini Baccarat is the streamlined, faster-paced version of traditional baccarat. Same rules, same odds, but lower table minimums and a dealer handling all cards. It's the most common form of baccarat in American casinos.

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Table of Contents

1. What Is Mini Baccarat?
2. Differences from Big Baccarat
3. How to Play
4. Odds and House Edge
5. Frequently Asked Questions

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What Is Mini Baccarat?

Mini Baccarat is baccarat played on a smaller table, similar in size to blackjack tables. The dealer handles all cards (no player touching), and the pace is much faster—up to 150+ hands per hour compared to 40-50 in big baccarat.

Why Mini Baccarat Exists

• Lower minimums: $10-$25 vs $100+ at big tables
• Less intimidating: No high-roller atmosphere
• More accessible: Open to all players
• Same odds: 1.06% on Banker, 1.24% on Player

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Differences from Big Baccarat

Same Rules, Different Experience

The game rules are identical:

• Same card values
• Same third-card rules
• Same payouts
• Same 5% commission on Banker

Only the presentation differs.

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How to Play

Step-by-Step

1. Find a seat at the mini baccarat table
2. Place your bet on Player, Banker, or Tie
3. Watch the dealer distribute four cards
4. Dealer reveals all cards and announces totals
5. Third cards dealt if rules require
6. Winner announced and bets settled
7. Repeat immediately

The Speed Factor

Mini baccarat moves fast. A losing streak can deplete your bankroll quickly despite the low house edge. More hands = more exposure to the house edge.

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Odds and House Edge

House Edge

Identical to big baccarat.

Expected Loss

The higher speed means more hands and higher expected hourly loss:

Same house edge, but mini baccarat exposes you to it more often.

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Frequently Asked Questions